Whether you have inherited an item or found a great undiscovered bargain at a local store, there are many reasons why you’d want to protect antique items and high value property. All too many times, the ravages of time wear away at these items, causing them to decrease in value, lose their sheen and otherwise become less desirable. Likewise, accidents are always a risk and can unfortunately claim our precious valuables when we least expect it. If you currently are in possession of fine art, antiques or high value property of any type, then you’ll want to read about how you can protect it from potential accidents and mishaps.
Insurance
Any items or property in your possession that possess exceptional value should be covered by some form of insurance or another. For almost any type of high value item, there is a speciality insurance available that will protect it from all types of problems. For instance, if you are living in a listed building, then you need to insure your home with a specialist organisation, with one of the most trusted being Ecclesiastical’s insurance. Rare jewellery and fine art can be protected through similar forms of antique and art insurance, with many other specialist brokers offering tailored insurance for these collectables. Damage to these items – whether accidental, intentional, natural or unexpected – can often completely ruin the value of the item in question. By taking out an insurance policy proactively, if the worst does happen, you can rest assured that you will be covered for the cost of the item.
Climate Controlled Storage
While you may not be able to protect high value residential or commercial properties from the elements, any form of jewellery, fine art or portable antique item can be shielded from the worst of Mother Nature and the ravages of time via climate controlled storage. There are many climate controlled storage facilities that can be of great use to those with important and historical papers, books, family heirlooms and more. Coupled with an insurance policy, this can be a fool proof way in which to protect your valuables from the worst-case scenario. Most climate-controlled storage facilities are modestly priced and therefore are a great alternative to keeping these valuables stored away in a musky attic or damp room of the home.
Safes and Secure Storage
Last but not least, secure personal storage should be a definite consideration for those with high-value personal items who do not wish to keep them in a climate controlled facility. A safe or other form of secure storage can be kept in the home and will provide peace of mind to those who worry about something happening to their valuables. While not ideal for all types of valuables, a safe can help protect small valuables from fire, robbery and a variety of other risky scenarios. There are even climate-controlled safes available that can combine the benefits mentioned above with the peace of mind and security of having your valuables in your possession 24/7.
Whether you are a collector, have inherited an antique from a family member, or live in a listed building, it is vital to be proactive in protecting your property.
